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Get Pre-Approved for a Business Acquisition up to $500,000,000+ in Minutes

Get Pre-Approved Right Now!

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How we work

We will work as quickly as we can to get you loans closed fast!


Complete Scenario Form Above

Complete the Scenario Form above for immediate processing



We will analyze the information and see the best option on how to get the acquisition/merger completed.



Request Additional Information

We will have a conference call with the investors and the acquisitions department on how to complete the transaction


Closing and Funding

Once we have an offer the closing can take place in 10 days.


Get Your Merger/Acquisition in Less Than 20 Days

What is Business Acquisition

A business acquisition loan is a type of financing that is used by individuals or companies to purchase an existing business. When someone wants to acquire an established business, they often need a significant amount of capital to cover the purchase price and potentially other associated costs. Business acquisition loans are designed to provide this funding.

Here are some key characteristics of a business acquisition loan:


  1. Purpose: Business acquisition loans are specifically intended for the acquisition of an existing business, rather than for starting a new one. These loans can be used to buy all or part of a business.
  2. Types: There are various types of business acquisition loans, including term loans, SBA (Small Business Administration) loans, asset-based loans, and more. The specific type of loan you obtain will depend on factors such as the size of the acquisition, your creditworthiness, and the lender’s policies.
  3. Collateral: Business acquisition loans may require collateral, which is an asset or assets that the lender can take possession of if the borrower defaults on the loan. The collateral can vary depending on the lender and the terms of the loan.
  4. Terms and Interest Rates: The terms of business acquisition loans can vary widely. The loan term may range from a few years to several decades, and the interest rates can be fixed or variable. The terms are typically negotiated between the borrower and the lender.
  5. Due Diligence: Lenders often conduct thorough due diligence before approving a business acquisition loan. They may review the financial records of the target business, assess the borrower’s creditworthiness, and evaluate the business plan for the acquired entity.
  6. Down Payment: Borrowers may be required to make a down payment toward the purchase price of the business. The percentage of the down payment can vary, but it is typically a substantial amount of the total acquisition cost.
  7. Repayment: Borrowers are required to repay the loan in installments over the agreed-upon term. The repayment schedule and amount will depend on the terms of the loan.
  8. Risk: Acquiring an existing business can be risky, as there may be hidden liabilities or operational challenges. Lenders assess these risks when considering whether to approve a business acquisition loan.

Does Your Business Qualify

Qualifying for a business acquisition loan can be a complex process, as lenders will assess various factors to determine your eligibility. Here are the key steps and considerations to improve your chances of qualifying for a business acquisition loan:

  1. Evaluate Your Financial Situation: Before applying for a loan, thoroughly review your personal and business finances. Lenders will want to see that you have a strong financial foundation. This includes a good credit score, a stable income, and manageable existing debt.
  2. Understand the Business: Be prepared to demonstrate your understanding of the business you intend to acquire. Lenders want to see that you have the knowledge and expertise to run the business successfully. Prepare a detailed business plan that outlines your strategy for the acquired business.
  3. Assess the Business’s Financial Health: Lenders will scrutinize the financial health of the target business. Obtain the financial statements, tax returns, and other relevant documents of the business you plan to acquire. Lenders may look at factors such as revenue, profitability, and liabilities.
  4. Determine the Loan Amount: Calculate how much financing you’ll need for the acquisition, taking into account the purchase price, working capital, and any other associated costs. Be prepared to provide a clear breakdown of how you plan to use the loan proceeds.
  5. Prepare a Strong Business Case: Create a compelling case for why the acquisition makes financial sense. Highlight the potential for growth, profitability, and how the acquisition aligns with your long-term business goals. Address any potential risks and how you plan to mitigate them.
  6. Collateral: Many business acquisition loans require collateral to secure the loan. Be prepared to identify assets, such as real estate, equipment, or inventory, that you can pledge as collateral. Make sure the value of the collateral covers the loan amount.
  7. Down Payment: Lenders often expect borrowers to make a substantial down payment, typically ranging from 10% to 30% of the purchase price. Ensure that you have the necessary funds for the down payment.
  8. Creditworthiness: A strong personal and business credit history is essential. Lenders will check your credit score and credit reports to assess your creditworthiness. If your credit score is low, take steps to improve it before applying for the loan.
  9. Legal and Regulatory Compliance: Ensure that you are in compliance with all legal and regulatory requirements for acquiring and operating the business, especially if the business is in a highly regulated industry.
  10. Choose the Right Lender: Different lenders have different criteria and preferences for business acquisition loans. Research various lenders, including traditional banks, online lenders, and specialized lenders, to find the one that aligns with your needs and the type of business you’re acquiring.
  11. Seek Professional Advice: Consider working with financial advisors, business brokers, and legal experts who specialize in business acquisitions. They can provide valuable guidance and help you navigate the process.
  12. Prepare a Strong Loan Application: Once you’ve gathered all the necessary documents and information, prepare a comprehensive loan application that includes your business plan, financial statements, and any other required documentation.
  13. Apply and Negotiate: Submit your loan application to the chosen lender. Be prepared for negotiations and be open to discussing the terms of the loan.
  14. Remember that qualifying for a business acquisition loan can be a competitive process. Demonstrating your preparedness, financial stability, and the viability of the acquisition will increase your chances of securing the loan. It’s advisable to start the process well in advance of the planned acquisition to address any potential issues and ensure a smoother loan approval process.

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1 reviews on
October 29, 2022
VS Global Funding was exceptionally proficient. They offered adaptability with our requirements as a business. We are thankful to have work with such an incredible rep. It was extremely proficient experience. The terms were exceptionally serious, particularly since it just required around 5 days beginning to end. Magnificent work!

VS Global Funding NMLS 2085031


354 NW 132 PL
Miami, FL 33182

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